Zero Interest Revolving Loan Fund for Child Care Providers

The Fund-a-Need at this year’s 50 Year Golden Gala will support the launch of Child Action’s Zero Interest Loan Fund for Child Care Providers.

Child care providers are small business owners who play a critical role in supporting working families across our region. Many face financial barriers that prevent them from expanding care, especially for infants and for families who work nontraditional hours.

Through this initiative, Child Action will provide zero interest loans of up to $5,000 to help providers:

• Expand infant care capacity

• Offer extended-hour care for working families

• Make small facility and licensing improvements

• Purchase updated technology such as tablets, laptops, printers, or parent communication software

• Create or improve outdoor play spaces

• Purchase adaptive equipment, sensory materials, or furnishings to better serve children with special needs

• Support transportation-related needs (car seats/larger vehicle/maintenance)

• Purchase materials to create culturally responsive and inclusive learning environments

This fund is designed as a revolving community investment. As loans are repaid, those dollars are reinvested to support additional providers, creating a sustainable funding source that grows over time.

Together, we can strengthen the child care system, support small businesses, and ensure families have access to the care they need to stay in the workforce.